Investment
James Chatfield, Principal of Chatfield Consulting (Australian credit license number 433917), is on a journey to property wealth by practicing the principles he shares with his clients.
In today’s competitive world, you have a choice to make the most of your opportunity. We like to see ourselves as a helping hand, creating your path to financial independence.
We demonstrate the ‘how to’ for our clients. Chatfield Consulting specialise in building multiple property portfolios through individual purchases or developments providing a full range of finance services from residential lending to investment, commercial and development loans.
The latest addition to the lending options are self-managed super fund loans to purchase property. At Chatfield Consulting we educate our clients on how the tools of investing can be applied to their unique scenario at any stage of their investment journey, taking a personalised approach to educating you into your financial future.
If you are a beginner investor, first homebuyer, developer or experienced investor Chatfield Consulting can provide you with the full range of services to suit your individual requirements.
Refinancing
Do you want to ensure your home loan is working for you?
Ensure you are ahead of the latest loan options and interest rates with a full finance review from our leading Finance Specialists.
Our Finance Specialist will navigate their way through the loan market selecting the very best options to suit your needs. Take the hard work out of comparing loans products and interest rates by using the skills of a highly qualified Finance Specialist. Guaranteed to save you time money and the possibility of missing that perfect loan product for you.
Where do you start?
Contact us now for a Home Loan Health Check!
Here’s a few reasons why you may want to refinance:
- Access to below market interest rates
- Save in mortgage repayments with a clear finance structure to pay off debt
- Debt consolidation
- Unlock the equity in your home to renovate or invest
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Whatever your circumstances, it pays to talk to one of our specialist representatives and get a complete Home Loan Health Check.
First Home Owners
We understand there is a lot to think about when buying your first home.
“How much can I afford?”
“What type of property do I want?”
“Where do I want to buy?”
Chatfield Consulting has helped hundreds of first home buyers make their first home a reality.
Your Chatfield Consulting representative can make this process easier for you by:
- Helping you choose a suitable home loan from a wide panel of lenders
- Completing all necessary documentation for you
- Educating you about all of the other costs involved such as stamp duty, conveyancing fees and bank fees
- Helping you apply for the First Home Buyer’s Grant if you are eligible
- Partnering with a range of Independent Property Buyers to begin a journey of property wealth
- We can complete all the necessary forms for approval by the lender so you’re off and running
So you haven’t yet found your dream home? No worries – you can get pre-approval from your Chatfield Consulting representative so you’ll have the peace of mind of knowing exactly how much you can borrow. Contact us today to find out how.
Self-Employed
Chatfield Consulting understand the pressures of running a small to medium-sized business and we appreciate that you probably don’t have the time to shop around for the best loan options. We also understand that being self-employed may require various types of finance ranging from Commercial Property Loans, Business Overdrafts to Motor Vehicle and Equipment Finance. Whatever your business finance needs are, we can find a solution for you. Chatfield Consulting are specialists in this field so if you would like to have your own quasi “bank manager” ensuring the funds are available when your business requires them – contact us today.
Super Fund
Self-Managed Super Funds are one of the fastest growing entities for wealth generation amongst Australians. Dixon Advisory one of Australia’s leading investment advisors have reported that “Of the $1.23 trillion invested in super at 30 June 2010, $390.8 billion was in self-managed super funds (SMSFs). That’s 31.8% of all superannuation funds, with SMSFs now representing the largest slice of the super industry” representing a growing number of people who want to take advantage of running their own super fund. For many Australians, SMSFs offer 4 major advantages:
- More control over investments
- Greater investment flexibility
- Generally lower fees than industry and retail funds
- On average, better performance than industry and retail funds
At Chatfield Consulting learn how to use your Self-Managed Super Fund as a vehicle for property purchase. Register now for our complementary informal Self-Managed Super Fund workshop where you can discover how to set up a SMSF, costs involved and borrowing rules for purchasing a property.
FIFO
You may be what is commonly referred to as a FIFO but you shouldn’t miss out on the opportunities that are available to you whilst you are earning your current income. You already miss the opportunities by being away from your family – allow Chatfield Consulting to prepare you for life after FIFO. We are in the business of accessing your vault to enable you to build wealth and reduce tax through consistent and sustainable property purchases. Your Chatfield Consulting representative will make this process easier for you by:
- Helping you choose a suitable home loan from a wide panel of lenders
- Completing all necessary documentation for you
- Informing you of all the other costs involved like stamp duty, conveyancing fees and bank fees
- Helping you apply for the First Home Buyer’s Grant if you are eligible
- Partnering with a range of Independent Property Buyers to begin a journey of property wealth
- Helping you use property investment to save thousands in tax
