Self Employed no problem! Words of relief from James Chatfield when applying for a loan for my first home.
Being a self-employed personal trainer I experienced difficulties in having the required paperwork for the bank and extra scrutiny as my own wage earner. After an initial consultation with James we set a plan to access our first home. James recommended saving for another 3 months and spending under what the bank offered us to spend. As extra caution James took only my husband’s wage into account because of our plan to start a family, a most valuable point neither of us considered. I never thought we could get a home loan on one wage but we did it.
I am grateful for the recommendations and careful planning to getting into our home, without the added financial stress.
If you are having difficulty or want an honest safe home loan, talk to the team at Chatfield Consulting, you will feel like part of the family and not just a number